Community Heritage Financial Stock Analysis

Community Pink Sheet Analysis Notes

About 26.0% of the company shares are held by institutions such as insurance companies. The company last dividend was issued on the 2nd of February 2023. Community Heritage Financial, Inc., through its subsidiaries, provides retail and commercial banking services to individuals and businesses in Maryland, Pennsylvania, Virginia, West Virginia, and the District of Columbia. The company was incorporated in 2018 and is based in Middletown, Maryland. Community Heritage operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for Community Heritage Financial is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. For more info on Community Heritage Financial please contact Robert Goetz at 844 533 9211 or go to https://www.communityheritageinc.com.

Community Heritage Investment Alerts

Community Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 45.64 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Community Heritage's market, we take the total number of its shares issued and multiply it by Community Heritage's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Community Profitablity

The company has Profit Margin (PM) of 0.23 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.

Technical Drivers

As of the 30th of January, Community Heritage shows the Standard Deviation of 0.8043, mean deviation of 0.4211, and Risk Adjusted Performance of (0.03). Community Heritage technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Community Heritage standard deviation, treynor ratio, as well as the relationship between the Treynor Ratio and potential upside to decide if Community Heritage is priced correctly, providing market reflects its regular price of 28.7 per share. Given that Community Heritage has information ratio of (0.12), we suggest you to validate Community Heritage Financial's prevailing market performance to make sure the company can sustain itself at a future point.

Community Heritage Price Movement Analysis

Community Heritage Predictive Daily Indicators

Community Heritage Forecast Models

Community Heritage's time-series forecasting models are one of many Community Heritage's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Community Heritage's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Community Heritage Debt to Cash Allocation

Community Heritage Financial currently holds 70.87 M in liabilities. Debt can assist Community Heritage until it has trouble settling it off, either with new capital or with free cash flow. So, Community Heritage's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Community Heritage sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Community to invest in growth at high rates of return. When we think about Community Heritage's use of debt, we should always consider it together with cash and equity.

Community Heritage Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Community Heritage's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Community Heritage, which in turn will lower the firm's financial flexibility.

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how Community Heritage prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Community shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as Community Heritage. By using and applying Community Pink Sheet analysis, traders can create a robust methodology for identifying Community entry and exit points for their positions.

When running Community Heritage's price analysis, check to measure Community Heritage's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Heritage is operating at the current time. Most of Community Heritage's value examination focuses on studying past and present price action to predict the probability of Community Heritage's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Heritage's price. Additionally, you may evaluate how the addition of Community Heritage to your portfolios can decrease your overall portfolio volatility.